Digital payments for everyone.
ZonkePay is a prepaid mobile payment solution. Pay anyone, anywhere - without a bank account, without a smartphone. Just you, your ID, and a network of 180 000+ merchants.
Why ZonkePay
An inclusive digital economy - within reach for every South African.
We're building a payments ecosystem that doesn't ask you to qualify - it just works. Whether you're banked, unbanked, or unbankable, ZonkePay reduces the cost and risk of cash and unlocks the modern economy.
From social grants to spaza shop change, from wages to indigent service applications - ZonkePay quietly carries the money so you can get on with life.
Features
Everything you need to move money.
Disbursements
Social grants and government funds delivered straight to beneficiaries.
Peer & business pay
Send money to friends, pay employees, buy groceries - instantly.
Cash in / cash out
Top up or withdraw at any merchant store or spaza shop.
Digital identity
Biometric ID verification at any merchant under the ECT Act of 2002.
Indigent applications
Apply for Free Basic Water and Electricity under the Indigent Act.
Works on any phone
Use a feature phone, smartphone, or just your national ID number.
Nationwide reach
180 000+
ZonkePay merchants countrywide - and growing.
Ready to bring inclusive payments to your community?
Partner with us - as a merchant, government agency, or business.
Talk to our team