How it works
Funds flow in. You spend anywhere.
Source of funds
- •Government social benefit disbursement
- •Employer wage or salary payment
- •Friends and family sending money
ZonkePay Wallet
Your funds land in a secure prepaid wallet - accessible by phone number, ID or fingerprint.
Pay anywhere
Pay for food, clothes and transport at any of 456 000+ ZonkePay merchants using your ID or smartphone.
What's under the hood
Built on serious infrastructure.
Sponsor Bank
Regulated banking backbone for funds and settlement.
Payment Switch Integration
Interoperable with existing payment rails.
Distributed Merchant Network
456 000+ spazas, stores and agents nationwide.
Ideco Biometric System
Advanced biometrics for KYC and authentication.
OTP & Fingerprint Verification
Two-factor security on every transaction.
Public Sector Integrations
Linked to Home Affairs and benefit programs.
Identity layer
Integration with Ideco / IDaaS
Real-time biometric KYC means citizens can sign statements, verify credentials and file claims without ever carrying their documents.
KYC
A new framework for Know Your Customer data.
Real-time verification
Instant customer identification.
IAM
Access management and merchant vetting.
Security
Identity verification that prevents fraud.
Digital ID
Sign, transact and file claims digitally.
Convenience
No need to carry documents to access services.