Features & services
One wallet. Every payment you'll ever need.
ZonkePay isn't just a way to pay - it's a bridge into formal financial services for millions of South Africans currently outside the banking system.
Disbursements
Government social grants and benefits paid directly to beneficiary wallets - no queues, no fees, no friction.
Indigent applications
Apply for Free Basic Water and Electricity under the South African Indigent Act No. 108 of 1996 directly from your wallet.
Peer & business payments
Send money to friends and family, buy groceries, and pay employee wages - all from one wallet.
Merchant deposits & withdrawals
Top up or cash out at any participating merchant store or spaza shop in the country.
Identity certification & verification
Fully digital ID verification and certification at any merchant in accordance with the Electronic Communications and Transactions Act, 25 of 2002 - enabling advanced electronic signatures.